State of the Market With Attorney Harry Borders

Lunch & Learn host Duna Bolotte invites Harry Borders, in his Halloween persona of Jebediah Borders ("the pole barn builder"), to headline KREIA's last Lunch & Learn of the year. Join us on Tuesday, Nov. 4th, at the usual spot for Harry's take on how things are changing and where the real estate market is heading, both locally and on the federal level.

Members, please register here to let us know you're coming.

Not a member? Please join KREIA, and then you too are invited to this event, where you will get valuable analysis from one of the most active closing attorneys in the area! Harry is also an investor, with many long-term and short-term rentals, and a local authority on wholesaling and creative finance. Bring your questions.

Duna says to arrive by 11:30 a.m. in order to give you time to order your lunch before Harry begins speaking at noon. While the event is free to attend, you'll need to order your own (optional) food and drink.

Please Verify Your Info for the 2026 Member Directory

Have you moved recently? Got a new email address or phone number?

We're working on KREIA's 2026 Member Directory & Resource Guide, and we need your help! Please confirm your contact info that'll be included in the Member Roster (the "White Pages"). And also, please follow the link to the "Yellow Pages" form, where you can tell us — and everyone in KREIA — about all the products and services you offer to fellow investors, whether as your business or a side hustle.

KREIA members love to do business with other KREIA members, so please help us do our job better in connecting everyone.

Members, please visit our members-only Directory page, which has links on how to edit your contact info and reach the Yellow Pages form.

Thinking About Multi-Family? Take This Online Class

Experts agree that the current market will create some apartment investing opportunities the likes of which we haven't seen for YEARS, and the first step to grabbing them is understanding how to analyze them right! Register here to join us on November 8th.

We're devoting a day to the crucial first step of analyzing apartment deals, with Anthony Chara, a nationally renowned apartment investor. (He and his partners have purchased over 2,100 doors across the United States) and educator.) We love his to-the-point, easy-to-understand approach.

In one day, you'll learn all about:

1. The important numbers you'll need to collect on a building in order to calculate its current and future value
2. Why you shouldn't just believe the figures the broker or owner gives you, and how to collect the RIGHT data when they're missing or clearly exaggerated
3. How to apply a "cap rate" to the income to get the value of the property (and what that cap rate should be)
4. The difference between a "pro forma" analysis (that's what it COULD BE when the building is repositioned) and an "as is" analysis (what it is now, and what lenders are interested in) — you need to be able to do both to fully evaluate a property
5. How to "speak the language" so that sellers, brokers, and lenders take you seriously. (If you don't know what DSCR, operating ratio, TIMMUR, reserves, and NOI are, you'd better be here.)
6. How to QUICKLY analyze a lead to see if it’s even worth following up on

When you're done, you'll have what you need to competently analyze any apartment lead you see, whether it's a 4-family or a 1,000-unit building — and that's guaranteed, or your money back.

KREIA Sponsors: Call for Holiday Party Sponsors

Want to fund the fun at KREIA's Dec. 6th Holiday Party at Woodhaven?

We have 3 sponsorship levels. Please choose one:

• Gold - $1,000
• Silver - $500
• Bronze - $250

Thank you for your support of KREIA!

Why Now Is the Best Time to Join KREIA

Any time you decide to join KREIA is a good time to do it. If you're a new investor, or someone who wants to be, what you learn through KREIA can propel you toward financial freedom. If you're already investing, the networking opportunities you'll find in KREIA are golden.

But NOW is the BEST time to join KREIA, and here's why:

• Because we're a little over a month out from sending our mailing list of active KREIA members to the printing house we use to produce our annual directory. If you're on that list, you'll receive your copy of our 2026 Member Directory & Resource Guide soon. And we only mail them out once a year. (If you're not on the list because you join after the mailing, you'll need to show up at a main meeting to claim your copy.)
• Your membership includes your invitation to attend our monthly L.O.T.S. programs — to Learn On The Site. We host 10 of them a year. It's like going behind the scenes of your favorite house-flipping TV show.
• Your membershop includes a monthly newsletter full of educational information and ads from investor-friendly businesses that offer products and services just for real estate entrepreneurs. Members also have access to past newsletters going back to 2014.
• Your membership includes access to videos from past KREIA events. (We're catching up on posting videos, but there's a back catalog of members-only videos from dozens of educational main meetings, L.O.T.S. events, Lunch & Learn meetups, workshops, and more.)

If you join KREIA right now, for only $125/year, you'll be getting SO MUCH value — you'll get $100 in free lunches at L.O.T.S. events alone! And that's before we even get to the other benefits, which include deep discounts at Home Depot, and also rebates from Home Depot that could pay for your KREIA membership many times over.

It's like WE'RE PAYING YOU to join KREIA to learn how to become financially free through real estate, right here in Kentuckiana.

Read more about KREIA and why it's the best time to join!

Code Enforcement Lien Waivers? Louisville Is Doing It!

Investors, have you been frustrated in your attempts to purchase and renovate vacant and abandoned properties? By code enforcement liens that can run into the tens of thousands of dollars?

Start your engines, because Louisville Mayor Craig Greenberg has launched a code enforcement lien waiver pilot program for investors who rehab vacant houses for resale or for rent. Are there rules? Yes, a few.

Watch this video interview with the Mayor and KREIA President John Mays to find out more about the program, how to put in an application, and get ready to help the Mayor reach his objective of rehabilitating "hundreds and hundreds and hundreds" of houses!

Help the Children: Help the Home of the Innocents

The Home of the Innocents is a Louisville organization that takes care of abused, neglected, and medically fragile children. Even though we presented our annual check to the Home at our Holiday Party, the need for our assistance continues. Please make a much-needed gift to the Home through our fundraising page. (It's tax-deductible for you!) Or by purchasing something the children need that's mentioned on their Wish List.