KREIA members: Arcana is an insurance option for real estate investors


ArcanaArcana Insurance Services, LP, a National REIA affiliate, bills itself as offering unique coverage on property & liability insurance to landlords, property managers and house flippers.

Arcana covers rentals and rehabs, and occupied properties as well as vacant ones, with "no photos or inspections required to issue coverage." You pay only for the days a policy is in force.

Property limits are up to $1 million (additional limits available). Packaged coverage is available for windstorms, fire, vandalism and flooding. And the flooding coverage is for all flood zones.

You can "quote it, bind it, and print it right from your desk top," says Arcana, which also keeps things digital by offering electronic billing and payment plans and giving clients online status reports for their policies.

Do you require your tenants to have a renter's policy? Arcana's renters program offers packaged coverage for direct physical damage to personal property (broad form) and tenant liability. Tenants may enjoy knowing that it covers their personal property no matter where in the world they're using it, and it also covers guests' property while within the residence occupied by the insured.

Arcana has a couple of payment options for your renters' policies. Here's one of them: Your tenant will be billed $16/month to get up to $30,000 coverage on contents and up to $100,000 on liability coverage with a $250 deductible.

Worried about being accused of tenant discrimination? "Our program provides industry leading protection for property owners and managers against claims brought by tenants alleging discrimination" with a $3,000,000 maximum limit of liability.

Other insurance products Arcana offers: Builders' Risk, Commercial Automotive for dealerships, Commercial Garage programs, , Besides insurance, Arcana also offers these services:

  • Background checks, including full credit reports, eviction searches, criminal and sex offender searches, Social Security verification and employment verification.
  • Property valuations in association with Keystone Asset Management. Includes as-is and repaired value, with risk/opportunity identification, analysis of county assessor data, and forecasting.
  • Property reports, which use photos to thoroughly document condition of the property. (Move-in/out, periodic, and lease-renewal reports)

For more information about Arcana Insurance Services, LP, call (877) 744-3660 or visit


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