"It's not how much you make, it's how much you keep!" 

If you've heard that piece of advice before in your journey, you've probably been hanging out with investors – or you've read Rich Dad Poor Dad by Robert Kiyosaki.

This month at KREIA, the focus is very much on "how much you keep."

On Thursday, Feb. 26, we’re holding our "Big Beautiful Tax Savings" main meeting, featuring two accountants who have deep experience with the needs of real estate investors: CPAs Mike Grinnan, Tony Morales, and Christopher Nuttle.

They're going to dive into ways to help real estate investor save more of what you make. Also, they're going to help interpret President Trump's "One Big Beautiful Bill Act," especially as it relates to real estate investors.

Some high points of the bill:

• Tax cuts from the 2017 Tax Cuts and Jobs Act are to be made permanent
• A cap increase on local, state, and property tax deductions
• Exemption of tax on qualified overtime
• No tax on tips for certain workers
• A tax deduction for seniors: $6,000 for people over 65 with income below $75,000
• An increase in the child tax credit
• An increase on standard deduction to $15,750 for individuals and $31,500 for joint filing
• Expansion of tax-exempt expenses related to 529 educational plans

Please be through the buffet line and in your seat by 7 p.m. and ready to take notes.

Meet Mike Grinnan

Mike has been an accountant for more than 43 years and a Certified Public Accountant (CPA) for about 40. Mike said he has always been interested in real estate investing, "but my passion is, obviously, accounting. So, I'm really fortunate to work with a lot of real estate investors." 

Mike's profession gives him a first-hand look into how people make their living flipping or renting out houses, so he's a good person to answer your "taxing" questions.

Check out Mike's website at jmgcpa.com.

Mike also serves as KREIA's Treasurer.

Meet Tony Morales

Tony, hailing from Florida, is a CPA with more than 15 years of experience in public accounting. "I have served countless high net-worth clients across a wide variety of industries in private, corporate, partnership, LLC and fiduciary capacities."

Check out Tony's website at fintaxcpa.com. Though he's now based in Louisville, Tony says his business is "nationwide and fully virtual."

We're gearing up for our February main meeting. Register and join us!

Meet Christopher T. Nuttle

Christopher is the Founder of NCH Financial Services and a trusted CFO to growth-focused business owners and real estate investors across Kentucky.

He specializes in proactive tax strategy, cash flow planning, and entity structuring to help investors maximize profitability and build long-term wealth.

Chris partners closely with clients to ensure their tax strategy aligns with acquisition goals, portfolio growth, and exit planning. His mission is simple: bring clarity to complex financial decisions so investors can scale with confidence.

EARLY MEETING: The topic is "Decoding DSCR Programs: Structure, Strategy, & Lender Differences." John Bickel John Bickel built and launched MM Lending's DSCR program, and he joins us to share the pros and cons of using DSCR loans, how programs can differ from lender to lender, what questions you should be asking, and how to strategize accordingly. (He can also explain how you can flip houses and BRRRR into rental properties using very little of your own money.)

Meeting Agenda

5 p.m. – Doors open at Woodhaven
5:30 p.m. – Early Meeting with John Bickel
6 p.m. – Member Orientation
6:15 p.m. – The buffet line opens! Also, at the microphone, there will be announcements, property pitches and sponsor pitches
7 p.m. – Our featured speakers take the stage

Remember Your Lanyard!

If you've been to a KREIA main meeting lately, you've probably picked up one or more color-coded lanyards that identify what kind of investor you are. Please remember to bring your lanyards with you to our main meetings!

Color Key Reminder: Blue = Buy-and-Hold Investor; Orange = Flipper; Yellow = Real Estate Agent; Red = Wholesaler; Green = New Member; Purple = KREIA Sponsor; Black = Board Member